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	<title>Naked Hedge Fund &#187; Real Estate</title>
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	<link>http://www.nakedhedgefund.com</link>
	<description>Personal Finance and Investing</description>
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		<title>OCC and OTS Mortgage Metrics Report Q3 2009</title>
		<link>http://www.nakedhedgefund.com/finance/real-estate/occ-and-ots-mortgage-metrics-report-q3-2009/</link>
		<comments>http://www.nakedhedgefund.com/finance/real-estate/occ-and-ots-mortgage-metrics-report-q3-2009/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 07:19:27 +0000</pubDate>
		<dc:creator>NHF</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgage defaults]]></category>

		<guid isPermaLink="false">http://www.nakedhedgefund.com/?p=1476</guid>
		<description><![CDATA[This report is the latest release from the Office of the Comptroller of the Currency and Office of Thrift Supervision on the mortgage industry and the stats on the performance.  It is a great report that comes out quarterly that lays out all the details of the mortgages out there.  A lot of great data tables and charts that show the current performance of mortgages and also the performance of the home retention actions.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Shadow Inventory Put At 1.7 Million in 3Q</title>
		<link>http://www.nakedhedgefund.com/finance/real-estate/shadow-inventory-put-at-1-7-million-in-3q/</link>
		<comments>http://www.nakedhedgefund.com/finance/real-estate/shadow-inventory-put-at-1-7-million-in-3q/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 18:57:54 +0000</pubDate>
		<dc:creator>NHF</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.nakedhedgefund.com/?p=1435</guid>
		<description><![CDATA[A study done by First American Core Logic released by CAR (California Association of Realtors):

“Shadow Housing Inventory” Put At 1.7 Million in 3Q According to First American CoreLogic
Summary:

    * As of September 2009, First American CoreLogic estimated there was a 1.7‐million‐unit pending supply of residential housing inventory, up from 1.1 million a year earlier. Pending supply, sometimes referred to as “shadow” inventory, estimates real estate owned (REO) by banks and mortgage companies, as a result of foreclosures and other actions, such as deeds in lieu, as well as real estate that is at least 90 days delinquent.  Normally shadow inventory would not be included in the official measures of unsold inventory. At the current sales rate, the pending supply is 3.3 months, up from 2.4 months a year ago.

Charts on post]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Crash Coming? Does the Infamous Mortgage Reset Chart Matter?</title>
		<link>http://www.nakedhedgefund.com/finance/next-crash-does-the-infamous-mortgage-reset-chart-matter/</link>
		<comments>http://www.nakedhedgefund.com/finance/next-crash-does-the-infamous-mortgage-reset-chart-matter/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 17:20:06 +0000</pubDate>
		<dc:creator>NHF</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.nakedhedgefund.com/?p=564</guid>
		<description><![CDATA[I know that this is a post that I have done before, but I wanted to revisit it since a lot has changed since this post was originally made.  With the terrible foreclosure numbers that came out yesterday are we finally moving out from the "eye of the storm" on the mortgage reset chart or is this rise from a different animal such as "strategic foreclosures" ?]]></description>
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		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>FHA &#8211; This will work out great</title>
		<link>http://www.nakedhedgefund.com/finance/fha-this-will-work-out-great/</link>
		<comments>http://www.nakedhedgefund.com/finance/fha-this-will-work-out-great/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 07:15:28 +0000</pubDate>
		<dc:creator>NHF</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.nakedhedgefund.com/?p=1308</guid>
		<description><![CDATA[FHA loans are the new exotic mortgage out there.  Every addict ...  I mean person involved with with real estate is gobbling up as much as they can get with the Government backing.  It seems that the banks have learned a lesson from the mortgage fallout by actually requiring people to establish equity in a home right off the bat with 20% down, but the Government is much more savvy only requiring 3.5% down.  Im sure this will work out great for all involved... by the way if your an American citizen that means you.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>$15,000 Home Buyer Tax Credit Proposal</title>
		<link>http://www.nakedhedgefund.com/finance/15000-home-buyer-tax-credit-proposal/</link>
		<comments>http://www.nakedhedgefund.com/finance/15000-home-buyer-tax-credit-proposal/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 15:43:03 +0000</pubDate>
		<dc:creator>NHF</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.nakedhedgefund.com/?p=844</guid>
		<description><![CDATA[Sen. Johnny Isakson (R-GA), a former real estate businessman, is proposing a new bill that would not only offer a bigger credit, but it would also remove the income caps ($75,000) that kept a lot of buyers out of the credit.

In the post there is a copy of the bill with all of the details.]]></description>
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